What is the 320 Area Code?
St. Cloud, MN
Safety Rating: MODERATE
The 320 area code serves St. Cloud, MN and surrounding areas. Established in 1947, it covers St. Cloud, Sartell, Sauk Rapids, Cold Spring, Richmond.
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Legitimate Callers from 320
Government
Utilities
Service and billing notifications
Healthcare
Appointment reminders and follow-ups
Timezone
Central Time (UTC-6)
Risk Level
3.5/10
2023 Scams
5232
Population
Approximately 200,000
Regional Information
Major Cities
- St. Cloud
- Sartell
- Sauk Rapids
- Cold Spring
- Richmond
Major Employers
- St. Cloud State University
- Coborn's
- Electrolux
- Granite City Food
- H&R Block
Local Authorities
- Police: St. Cloud Police Department: (320) 251-1200
- Consumer Protection: Stearns County Consumer Protection Office: (320) 656-6188
- Fraud Unit: Stearns County Sheriff's Office: (320) 259-3756
Active Scam Alerts
No active scam alerts at this time.
Safety Resources
How to Report Scams
Immediate Steps:
- Document the call details
- Report to FTC at ftc.gov/complaint
- Contact local authorities
- Alert your bank if needed
Follow-up Actions:
- File written complaint
- Monitor credit reports
- Join Do Not Call Registry
- Share alert with community